Your house has cameras,
locks, and an alarm.
Your kids' phones don't.

What wealthy families think they have — and what's actually unprotected

Most families in this bracket have done something. Find My is on. Screen Time is set somewhere. Ring cameras are up. The router sends a notification when something new connects. That's not protection — it's the illusion of it.

The real attack surface isn't the front door. It's the 16-year-old's DMs. It's the iCloud your youngest shares with your financial accounts. It's the AirDrop that's on by default and broadcast to everyone nearby. It's the Ring credentials that haven't been rotated since installation. It's the breached password from a gaming site that also appears in your email vault.

Five deliverables. Each one closes a real gap.

Not a checklist — a cohesive system built around your specific household. Five structured outputs delivered in the first 30 days, maintained permanently.

• 01
  Family password vault + per-member access policy

  A shared 1Password Family vault with adults as account owners and children as managed members. Access tiers by age and account type: the 8-year-old sees school apps, the 16-year-old sees their own credentials, adults control everything. Credentials migrated from browsers, spreadsheets, and memory. All family accounts audited against breach databases at setup.

• 02
  Parental controls done right — across every device and router

  iOS Screen Time, Android Family Link, Mac content filters, and Windows parental controls all calibrated by child age and trust level — not set to default. AirDrop locked down. App download permissions tightened. Content categories filtered at the DNS level through the router, not just per-device, so VPNs don't work around them. Age-appropriate, not maximum-restriction.

• 03
  Smart home hardening — Ring, Nest, Sonos, Apple TV, and your router

  Every smart home device gets a dedicated IoT VLAN — physically isolated from your work laptops and personal phones. Ring and Nest credentials rotated and MFA enforced on each account. Sonos and Apple TV moved to a dedicated media network segment. Guest network enabled and restricted to internet access only. The camera watching your front door cannot see the laptop your business runs on.

• 04
  Breach + exposure monitoring across every family member

  All family email addresses, phone numbers, and social handles enrolled in real-time breach monitoring. When any family member's credentials appear in a breach, we get the alert and act — not just notify. Includes iCloud account health checks and cross-account credential overlap analysis. Kids' gaming and social accounts included; those are the most common source of family breach exposure.

• 05
  Annual family digital safety briefing

  Once a year — in-person or remote — we sit down with everyone who can click a link or respond to a text. Phishing demonstrations. What to do when something looks wrong. How to handle an account takeover. Calibrated by age: the 8-year-old gets a different conversation than the 16-year-old. The goal isn't paranoia — it's calm competence. Families who've done this call it the most useful 45 minutes of the year.

What Week 1 looks like for a family of four

Onboarding is structured around your household — not a generic checklist. This is the day-by-day sequence for a typical family: two parents, two kids aged 10 and 15, three iPhones, one Android, two Macs, one Windows laptop, Ring + Nest + Sonos.

A real family, anonymized

Family Guard tier · Healthcare · New York Metro

A two-physician household, Upper East Side. Three children — ages 8, 12, and 16. Seven active devices, a smart home installed during COVID and never reconfigured, a shared family iCloud the 8-year-old also used, and no backup strategy for any of it. The parents had separate password managers that didn't talk to each other. The kids had unsupervised access to the family Wi-Fi with no traffic visibility.

The smart home was the exposure nobody had considered: factory-default credentials still active on the router, the thermostat, and two cameras. The 12-year-old's iPad was on the same network segment as both parents' work laptops. In a household with HIPAA-adjacent professional obligations, that's not a theoretical risk.

• Family 1Password vault established — adults as owners, children as managed members with age-appropriate access tiers
• Parental controls calibrated by child age: content filtering on the 8-year-old, screen-time limits on the 12-year-old, usage visibility on the 16-year-old
• Eero Pro mesh deployed with IoT VLAN segmentation — kids' devices, smart home, and adult work devices on isolated network segments
• All smart home credentials rotated; cameras moved to isolated VLAN with no outbound access to the main LAN
• Monthly family security briefing established: 20 minutes, all three children attend

"My 12-year-old's iPad was the back door to our whole house. Not anymore."

— Client B, Healthcare, New York Metro

Read all three case studies →

Family Guard vs. Digital Shield

Digital Shield ($399/mo) covers the individual — one person's devices, accounts, and credentials. Family Guard covers the household. The difference matters when the threat comes through your kid's phone.

Need crypto custody architecture or digital estate planning? See Crypto Security → or Estate Protection →

Membership pricing

Family Guard is the middle tier — priced for households where the digital surface has expanded beyond one person but hasn't crossed into estate-complexity territory. Most conversions land here.

Ready to protect your household?

The briefing is the right first step. Twenty minutes with someone who will ask the questions your household actually needs answered — no pitch deck, no upsell theater. If Family Guard is the right fit, we move to onboarding immediately.

Prefer annual? $7,990/yr — 2 months free →